When I was young, people lived from paycheck to paycheck. Today, it seems like they live from credit card payment to credit card payment.

I don’t believe we are supposed to go through life defeated and not having enough money to pay our bills or send our kids to college.

A man in debt is so far a slave.

I just don’t like mutual funds. I think they’re a rip-off.

We might come closer to balancing the Budget if all of us lived closer to the Commandments and the Golden Rule.

Being willing to donate the taxpayers‘ money is not the same as being willing to put your own money where your mouth is.

Creditors have better memories than debtors.

I grew up in an era of pretty severe poverty. My parents weathered the Great Depression, and money was always a very big concern. I was weaned on a shortage mentality and placed in foster homes largely because there simply wasn’t enough money to take care of the most basic of needs.

The only question with wealth is, what do you do with it?

I always invest my own money in the companies that I create. I don’t believe in the whole thing of just using other people’s money. I don’t think that’s right. I’m not going to ask other people to invest in something if I’m not prepared to do so myself.

Resolve not to be poor: whatever you have, spend less. Poverty is a great enemy to human happiness; it certainly destroys liberty, and it makes some virtues impracticable, and others extremely difficult.

People who lie to themselves about investing are the same as overweight people who blame their genes for their obesity.

I like money, but it’s never been about the money.

If you know how to spend less than you get, you have the philosopher’s stone.

Of course, to have money is just great because you can do what you think is important to you.

Bad debt is debt that makes you poorer. I count the mortgage on my home as bad debt, because I’m the one paying on it. Other forms of bad debt are car payments, credit card balances, or other consumer loans.

I want to be financially secure by the time I have kids.

Don’t hold against me that I don’t own – that I don’t own a single stock or bond. Don’t hold it – I have no savings accounts.

Money is a strange business. People who haven’t got it aim it strongly. People who have are full of troubles.

People concerned about inflation today tend to buy big houses and nice cars.

Financial freedom is available to those who learn about it and work for it.

It is not how much one makes but to what purpose one spends.

Assets put money in your pocket, whether you work or not, and liabilities take money from your pocket.

Now, people when I say that look at me and say, ‚What are you talking about, Joe? You’re telling me we have to go spend money to keep from going bankrupt?‘. The answer is yes, that’s what I’m telling you.

Thrift is of great revenue.

You lose your individuality a huge amount when you have no money, and I certainly had that experience.

I mean, I do think at a certain point you’ve made enough money.

Every family should have the right to spend their money, after tax, as they wish, and not as the government dictates. Let us extend choice, extend the will to choose and the chance to choose.

Rather go to bed without dinner than to rise in debt.

I don’t care about money.

Debt is a trap, especially student debt, which is enormous, far larger than credit card debt. It’s a trap for the rest of your life because the laws are designed so that you can’t get out of it. If a business, say, gets in too much debt, it can declare bankruptcy, but individuals can almost never be relieved of student debt through bankruptcy.

When you think about it, three of our biggest financial decisions in life are made at times of peak emotional excitement: deciding to get married, buying a home, and having kids.

When I graduated from high school, it was during the Depression and we had no money.

Small debts are like small shot; they are rattling on every side, and can scarcely be escaped without a wound: great debts are like cannon; of loud noise, but little danger.

If a person gets his attitude toward money straight, it will help straighten out almost every other area in his life.

Money’s important. Everyone cares about money. And when you don’t have money, money becomes the overriding obsession of your life.

The call for debt cancellation is welcome, but debt does not just go away.

Many people take no care of their money till they come nearly to the end of it, and others do just the same with their time.

The one thing that offends me the most is when I walk by a bank and see ads trying to convince people to take out second mortgages on their home so they can go on vacation. That’s approaching evil.

When I first starting making money, when I first made my first six-digits, I was – my big thing was I went to put super unleaded in my truck for the first time.

I’d say it’s been my biggest problem all my life… it’s money. It takes a lot of money to make these dreams come true.

What I invest in, while not risky for me, may be too risky for most people.

I believe that thrift is essential to well-ordered living.

If a man empties his purse into his head, no one can take it from him.

I began playing Monopoly for real when I was 26 years old. Today, my wife and I have approximately 1,400 little green houses – each paying us monthly. You do not have to be a rocket scientist or have a Harvard degree to play Monopoly for real.

Money is like an arm or leg – use it or lose it.

There was the time I bought three cars in the span of three or four weeks. It was crazy; it wasn’t greedy. It was mine, my girl’s, my mom’s. I got Benzes for my ladies. But I felt crazy. You have to understand I come from a world where we’re very modest. But that’s not greedy. That’s nice, right?

The most important thing for a young man is to establish a credit… a reputation, character.

My dad was fiscally conservative, and I was influenced by that. He didn’t believe in spending more than you had because it gets you into trouble.

When I was growing up, my family was so poor we couldn’t afford to pay attention.

I think that I know the value of a dollar.

Cannot people realize how large an income is thrift?

I declared bankruptcy, and that was the worst thing I ever should have done.

Watch your finances like a hawk.

I’ve never preached one sermon on money, on just finances. I want to stay away from it.

In ‚Unfair Advantage: The Power of Financial Education‘ and ‚Why A Students Work for C Students,‘ I reveal the secrets of the wealthy and what schools will never teach you about money.

Tax season always means a deluge of tax advice. Unfortunately, most of it is futile and lightweight.

Don’t matter how much money you got, there’s only two kinds of people: there’s saved people and there’s lost people.

Money for me today does not really matter.

Of course, to have money is just great because you can do what you think is important to you. I always was a rich person because money’s not related to happiness.

A grown man should always carry cash, right? I don’t know who told me, but someone told me that a long time ago, and the biggest turnoff is when a guy doesn’t have cash on him.