Too many people spend money they haven’t earned to buy things they don’t want to impress people they don’t like.

What consumerism really is, at its worst is getting people to buy things that don’t actually improve their lives.

Give me five minutes with a person’s checkbook, and I will tell you where their heart is.

Suppose you could gain everything in the whole world, and lost your soul. Was it worth it?

In ‚Unfair Advantage: The Power of Financial Education‘ and ‚Why A Students Work for C Students,‘ I reveal the secrets of the wealthy and what schools will never teach you about money.

The only question with wealth is, what do you do with it?

Without frugality none can be rich, and with it very few would be poor.

Not necessity, not desire – no, the love of power is the demon of men. Let them have everything – health, food, a place to live, entertainment – they are and remain unhappy and low-spirited: for the demon waits and waits and will be satisfied.

Don’t hold against me that I don’t own – that I don’t own a single stock or bond. Don’t hold it – I have no savings accounts.

A child thinks 20 shillings and 20 years can scarce ever be spent.

Lack of money is the root of all evil.

Many people aren’t rich because they’re liars.

I shouldn’t be near Vegas and have money in my pocket.

I’m a cash flow guy. If it doesn’t make me money today, forget about it.

The most important thing for a young man is to establish a credit… a reputation, character.

Part of your heritage in this society is the opportunity to become financially independent.

With the amount of money I have, it’s difficult raising children the way I was raised.

Assets put money in your pocket, whether you work or not, and liabilities take money from your pocket.

The rich continue to get rich the same way they always have – by understanding how money works and making their money work for them.

We go to school to learn to work hard for money. I write books and create products that teach people how to have money work hard for them.

Americans are in a cycle of fear which leads to people not wanting to spend and not wanting to make investments, and that leads to more fear. We’ll break out of it. It takes time.

It’s time to start thinking differently about money and debt and start the healing process – and the process toward wealth and freedom. ‚Freedom from Bad Debt‘ can get you started.

If you make any money, the government shoves you in the creek once a year with it in your pockets, and all that don’t get wet you can keep.

Riches don’t make a man rich, they only make him busier.

Of course, to have money is just great because you can do what you think is important to you.

There are many things that we would throw away if we were not afraid that others might pick them up.

A man in debt is so far a slave.

I got a job when I was 15 because my allowance was about $20 a week which in New York was impossible. So I used to waitress across the street from where I grew up.

I find the difference, for me, between having no money and having quite a bit is that the bills get bigger. And that’s it. The lifestyle doesn’t change.

I don’t feel very comfortable defending my fashion except to say that people don’t have to buy it. You do have to consume. You have to live. If you’ve got the money to be able to afford it, then it’s really good to buy something from me, but don’t buy too much.

You reach a point where you don’t work for money.

Debt is a trap, especially student debt, which is enormous, far larger than credit card debt. It’s a trap for the rest of your life because the laws are designed so that you can’t get out of it. If a business, say, gets in too much debt, it can declare bankruptcy, but individuals can almost never be relieved of student debt through bankruptcy.

Nothing is so strongly fortified that it cannot be taken by money.

Of course, to have money is just great because you can do what you think is important to you. I always was a rich person because money’s not related to happiness.

If a man is proud of his wealth, he should not be praised until it is known how he employs it.

Many a man thinks he is buying pleasure, when he is really selling himself to it.

If I hadn’t given my money away, I’d have had more than anyone else on the planet.

Well, capitalism is a big problem, because with capitalism you’re just going to keep buying and selling things until there’s nothing else to buy and sell, which means gobbling up the planet.

You lose your individuality a huge amount when you have no money, and I certainly had that experience.

Watch your finances like a hawk.

The production of too many useful things results in too many useless people.

The fashion of the world is to avoid cost, and you encounter it.

He does not possess wealth; it possesses him.

An active investor is someone who actually lives off their investments as opposed to wages from a job.

I believe that thrift is essential to well-ordered living.

My dad was fiscally conservative, and I was influenced by that. He didn’t believe in spending more than you had because it gets you into trouble.

I do not read advertisements. I would spend all of my time wanting things.

Time and money spent in helping men to do more for themselves is far better than mere giving.

I’m interested in movement, and I’m interested in money, and I’m interested in the movement of money.

On ‚Mystic River,‘ I had to cut my salary and everyone else’s to get it made.

Wide diversification is only required when investors do not understand what they are doing.

Capital as such is not evil; it is its wrong use that is evil. Capital in some form or other will always be needed.

I don’t care about money.

I think that I know the value of a dollar.

It is a kind of spiritual snobbery that makes people think they can be happy without money.

Bad debt is debt that makes you poorer. I count the mortgage on my home as bad debt, because I’m the one paying on it. Other forms of bad debt are car payments, credit card balances, or other consumer loans.

I made lots of mistakes – the number one mistake being trusting other people with my money.

However happy people say they are, nobody is satisfied: we always have to be with the prettiest woman, buy a bigger house, change cars, desire what we do not have.

What I’m always trying to say to the consumer is: buy less, choose well, make it last.

Getting rich is about fun. It’s a game, and you have to treat it that way.

Balanced budget requirements seem more likely to produce accounting ingenuity than genuinely balanced budgets.