The only question with wealth is, what do you do with it?

People concerned about inflation today tend to buy big houses and nice cars.

You lose your individuality a huge amount when you have no money, and I certainly had that experience.

My number one thing? Don’t overleverage yourself. Don’t say you can do something when you really can’t.

The effort to try to present the Social Security program as if it’s a major problem, that’s just a hidden way of trying to undermine and destroy it.

If people want capital gains taxed more like the highest rate on income, that’s a good discussion. Maybe that’s the way to help close the deficit.

Many people will have nothing at the end of their working lives.

It’s rare for a startup to make money immediately, so you need to make sure that you have enough saved or that you have another income stream that can support you.

Debt is a trap, especially student debt, which is enormous, far larger than credit card debt. It’s a trap for the rest of your life because the laws are designed so that you can’t get out of it. If a business, say, gets in too much debt, it can declare bankruptcy, but individuals can almost never be relieved of student debt through bankruptcy.

Demographics show that we are entering a battle between young and old. I call it the ‚Age War.‘ The young want to hang onto their money to grow their families, businesses, and wealth. The old want the tax and investment dollars of the young to sustain their old age.

People clinging to job security, savings, retirement plans, and other relics will be the ones financially-ravaged from 2010-2020, the most volatile world-changing decade in history.

There is definitely an addiction to money that I have.

Don’t hold against me that I don’t own – that I don’t own a single stock or bond. Don’t hold it – I have no savings accounts.

The investor of today does not profit from yesterday’s growth.

I think that I know the value of a dollar.

I declared bankruptcy, and that was the worst thing I ever should have done.

The only way you can beat the lawyers is to die with nothing.

For a successful entrepreneur it can mean extreme wealth. But with extreme wealth comes extreme responsibility. And the responsibility for me is to invest in creating new businesses, create jobs, employ people, and to put money aside to tackle issues where we can make a difference.

When I first starting making money, when I first made my first six-digits, I was – my big thing was I went to put super unleaded in my truck for the first time.

Many people take no care of their money till they come nearly to the end of it, and others do just the same with their time.

For every benefit you receive a tax is levied.

I began playing Monopoly for real when I was 26 years old. Today, my wife and I have approximately 1,400 little green houses – each paying us monthly. You do not have to be a rocket scientist or have a Harvard degree to play Monopoly for real.

Every man is a consumer, and ought to be a producer. He is by constitution expensive, and needs to be rich.

Today people who hold cash equivalents feel comfortable. They shouldn’t. They have opted for a terrible long-term asset, one that pays virtually nothing and is certain to depreciate in value.

I calculate that I took 20,000 punches, but I earned millions and kept a lot of it. I may talk slow, but my mind is OK.

Social Security’s not the hard one to solve. Medicare, that is the gorilla in the room, and you’ve got to put all of it on the table.

Giving should be entered into in just the same way as investing. Giving is investing.

The most important thing for a young man is to establish a credit… a reputation, character.

I’d say it’s been my biggest problem all my life… it’s money. It takes a lot of money to make these dreams come true.

Beware of little expenses. A small leak will sink a great ship.

Measure your wealth by what you’d have left if you lost all your money.

We’ve got to put a lot of money into changing behavior.

Rather go to bed without dinner than to rise in debt.

If we command our wealth, we shall be rich and free; if our wealth commands us, we are poor indeed.

Now, people when I say that look at me and say, ‚What are you talking about, Joe? You’re telling me we have to go spend money to keep from going bankrupt?‘. The answer is yes, that’s what I’m telling you.

Assets put money in your pocket, whether you work or not, and liabilities take money from your pocket.

Millions of Americans and people around the world, especially young people who face intense financial challenges today, haven’t been taught how to take control of their financial future.

I believe that thrift is essential to well-ordered living.

The rich continue to get rich the same way they always have – by understanding how money works and making their money work for them.

Don’t matter how much money you got, there’s only two kinds of people: there’s saved people and there’s lost people.

Being willing to donate the taxpayers‘ money is not the same as being willing to put your own money where your mouth is.

When you think about it, three of our biggest financial decisions in life are made at times of peak emotional excitement: deciding to get married, buying a home, and having kids.

A grown man should always carry cash, right? I don’t know who told me, but someone told me that a long time ago, and the biggest turnoff is when a guy doesn’t have cash on him.

The time to save is now. When a dog gets a bone, he doesn’t go out and make a down payment on a bigger bone. He buries the one he’s got.

People who lie to themselves about investing are the same as overweight people who blame their genes for their obesity.

Watch your finances like a hawk.

If a man empties his purse into his head, no one can take it from him.

The call for debt cancellation is welcome, but debt does not just go away.

In ‚Unfair Advantage: The Power of Financial Education‘ and ‚Why A Students Work for C Students,‘ I reveal the secrets of the wealthy and what schools will never teach you about money.

If you know how to spend less than you get, you have the philosopher’s stone.

Many people aren’t rich because they’re liars.

Remember that credit is money.

It is not how much one makes but to what purpose one spends.

One pillar to wealth is having residual income.

I’ve never preached one sermon on money, on just finances. I want to stay away from it.

Money is a strange business. People who haven’t got it aim it strongly. People who have are full of troubles.

Money is like manure, of very little use except it be spread.

Every family should have the right to spend their money, after tax, as they wish, and not as the government dictates. Let us extend choice, extend the will to choose and the chance to choose.

I remember thinking quite logically that I didn’t want to spoil my children with wealth and so that I would create a foundation, but not knowing exactly what it would focus on.

There may be less of a chance of losing all the money you put into a mutual fund than there is of losing all the money you put into lottery tickets, but you’re never going to win big in a mutual fund.

At my lowest point, I was nearly $700,000 in debt.