The only question with wealth is, what do you do with it?

If I was a billionaire, I’d be smart with my money.

Money without brains is always dangerous.

I just don’t like mutual funds. I think they’re a rip-off.

If all you’re doing is grinding for the man, it’s going to burden you. Once you say, ‚Hey, I’m grinding for the man, but I’m putting money away, and this is part of my exit strategy,‘ you’re working for you.

If you don’t like the idea that most of the money spent on lottery tickets supports government programs, you should know that most of the earnings from mutual funds support investment advisors‘ and mutual fund managers‘ retirement.

At my lowest point, I was nearly $700,000 in debt.

Remember that credit is money.

A grown man should always carry cash, right? I don’t know who told me, but someone told me that a long time ago, and the biggest turnoff is when a guy doesn’t have cash on him.

Assets put money in your pocket, whether you work or not, and liabilities take money from your pocket.

The time to save is now. When a dog gets a bone, he doesn’t go out and make a down payment on a bigger bone. He buries the one he’s got.

If we command our wealth, we shall be rich and free; if our wealth commands us, we are poor indeed.

My dad was fiscally conservative, and I was influenced by that. He didn’t believe in spending more than you had because it gets you into trouble.

I always invest my own money in the companies that I create. I don’t believe in the whole thing of just using other people’s money. I don’t think that’s right. I’m not going to ask other people to invest in something if I’m not prepared to do so myself.

Many people take no care of their money till they come nearly to the end of it, and others do just the same with their time.

Creditors have better memories than debtors.

We can’t get to the $4 trillion in savings that we need by just cutting the 12 percent of the budget that pays for things like medical research and education funding and food inspectors and the weather service. And we can’t just do it by making seniors pay more for Medicare.

People concerned about inflation today tend to buy big houses and nice cars.

Financial freedom is available to those who learn about it and work for it.

You know, if you are kind of rich, the best thing is that you don’t have to think about money. The best thing you can buy with money is freedom, time. I don’t know how much I earn a year. I have no idea. I don’t know how much I pay in taxes.

The only way you can beat the lawyers is to die with nothing.

Many people will have nothing at the end of their working lives.

If you want to be a Millionaire, start with a billion dollars and launch a new airline.

Even the securest financial plan and the finest health coverage aren’t enough to hold us steady when the challenges come… We need something more, something deeper and unshakeable, something that will see us through life’s hard times.

I don’t care about money.

Tax season always means a deluge of tax advice. Unfortunately, most of it is futile and lightweight.

Demographics show that we are entering a battle between young and old. I call it the ‚Age War.‘ The young want to hang onto their money to grow their families, businesses, and wealth. The old want the tax and investment dollars of the young to sustain their old age.

Bring your desires down to your present means. Increase them only when your increased means permit.

Millions of Americans and people around the world, especially young people who face intense financial challenges today, haven’t been taught how to take control of their financial future.

Now, people when I say that look at me and say, ‚What are you talking about, Joe? You’re telling me we have to go spend money to keep from going bankrupt?‘. The answer is yes, that’s what I’m telling you.

People who lie to themselves about investing are the same as overweight people who blame their genes for their obesity.

Without frugality none can be rich, and with it very few would be poor.

One pillar to wealth is having residual income.

Every man is a consumer, and ought to be a producer. He is by constitution expensive, and needs to be rich.

A man in debt is so far a slave.

I believe that thrift is essential to well-ordered living.

I’d say it’s been my biggest problem all my life… it’s money. It takes a lot of money to make these dreams come true.

A financial crisis is a great time for professional investors and a horrible time for average ones.

The call for debt cancellation is welcome, but debt does not just go away.

Rather go to bed without dinner than to rise in debt.

Thrift is of great revenue.

When I was young, people lived from paycheck to paycheck. Today, it seems like they live from credit card payment to credit card payment.

Every family should have the right to spend their money, after tax, as they wish, and not as the government dictates. Let us extend choice, extend the will to choose and the chance to choose.

It’s time to start thinking differently about money and debt and start the healing process – and the process toward wealth and freedom. ‚Freedom from Bad Debt‘ can get you started.

Don’t matter how much money you got, there’s only two kinds of people: there’s saved people and there’s lost people.

Don’t hold against me that I don’t own – that I don’t own a single stock or bond. Don’t hold it – I have no savings accounts.

I think that I know the value of a dollar.

It’s rare for a startup to make money immediately, so you need to make sure that you have enough saved or that you have another income stream that can support you.

Many people aren’t rich because they’re liars.

You lose your individuality a huge amount when you have no money, and I certainly had that experience.

If I have cash and I can’t figure a way to put it into real estate or my business, I hold it in gold and silver.

The investor of today does not profit from yesterday’s growth.

For every benefit you receive a tax is levied.

Invest three percent of your income in yourself (self-development) in order to guarantee your future.

I try to treat all the money I’m making like it’s the last time I’m going to make it.

If a man empties his purse into his head, no one can take it from him.

First grade is very cheap. It’s the later grades where you have to spend a lot of money if you don’t do it right.

The effort to try to present the Social Security program as if it’s a major problem, that’s just a hidden way of trying to undermine and destroy it.

People clinging to job security, savings, retirement plans, and other relics will be the ones financially-ravaged from 2010-2020, the most volatile world-changing decade in history.

Give me five minutes with a person’s checkbook, and I will tell you where their heart is.

The one thing that offends me the most is when I walk by a bank and see ads trying to convince people to take out second mortgages on their home so they can go on vacation. That’s approaching evil.