The call for debt cancellation is welcome, but debt does not just go away.

At my lowest point, I was nearly $700,000 in debt.

We go to school to learn to work hard for money. I write books and create products that teach people how to have money work hard for them.

Being willing to donate the taxpayers‘ money is not the same as being willing to put your own money where your mouth is.

Working hard to earn more money and then giving it away in higher taxes isn’t financially intelligent, even if you do put some of it into a retirement account.

Of course, to have money is just great because you can do what you think is important to you. I always was a rich person because money’s not related to happiness.

I want to be financially secure by the time I have kids.

Black people in America, people from the struggle, immigrants, it’s no generational wealth that we are attached to, so we are tasked to create – in one generation – closing the gap. That’s why we so Doomsday about getting to the check: ‚cause it’s life or death for real.

Money’s important. Everyone cares about money. And when you don’t have money, money becomes the overriding obsession of your life.

Watch your finances like a hawk.

People who lie to themselves about investing are the same as overweight people who blame their genes for their obesity.

Learn to invest in investments where you can achieve an honest, legal advantage over other investors. When it comes to investing, why play on a level field?

There was the time I bought three cars in the span of three or four weeks. It was crazy; it wasn’t greedy. It was mine, my girl’s, my mom’s. I got Benzes for my ladies. But I felt crazy. You have to understand I come from a world where we’re very modest. But that’s not greedy. That’s nice, right?

A man in debt is so far a slave.

I have plenty of money, unlike other Hollywood celebrities or athletes that have not invested well.

At age nine, I got a paper route. Sixty-six papers had to be delivered to sixty-six families every day. I also had to collect thirty cents a week from each customer. I owed the paper twenty cents per customer per week, and got to keep the rest. When I didn’t collect, the balance came out of my profit. My average income was six dollars a week.

We’ve all heard stories of lottery winners, rock stars, heirs and heiresses, and professional athletes becoming millionaire morons who wake up rich but are broke by nightfall.

I don’t care about money.

I mean, I do think at a certain point you’ve made enough money.

Every man is a consumer, and ought to be a producer. He is by constitution expensive, and needs to be rich.

The rich continue to get rich the same way they always have – by understanding how money works and making their money work for them.

Alexander Hamilton started the U.S. Treasury with nothing, and that was the closest our country has ever been to being even.

I have been working for Africans since I was 18, when I got involved with the Nelson Mandela concerts. I got involved with debt cancellation because Desmond Tutu demanded that the world respond to that situation.

Thrift is of great revenue.

Give me five minutes with a person’s checkbook, and I will tell you where their heart is.

Until we have comprehensive financial education, we’ll never see the end of our booms and busts.

Financial freedom is available to those who learn about it and work for it.

The one thing that offends me the most is when I walk by a bank and see ads trying to convince people to take out second mortgages on their home so they can go on vacation. That’s approaching evil.

Don’t hold against me that I don’t own – that I don’t own a single stock or bond. Don’t hold it – I have no savings accounts.

Debt is a trap, especially student debt, which is enormous, far larger than credit card debt. It’s a trap for the rest of your life because the laws are designed so that you can’t get out of it. If a business, say, gets in too much debt, it can declare bankruptcy, but individuals can almost never be relieved of student debt through bankruptcy.

If a man empties his purse into his head, no one can take it from him.

The most important thing for a young man is to establish a credit… a reputation, character.

I think that I know the value of a dollar.

In ‚Unfair Advantage: The Power of Financial Education‘ and ‚Why A Students Work for C Students,‘ I reveal the secrets of the wealthy and what schools will never teach you about money.

You lose your individuality a huge amount when you have no money, and I certainly had that experience.

A grown man should always carry cash, right? I don’t know who told me, but someone told me that a long time ago, and the biggest turnoff is when a guy doesn’t have cash on him.

I like money, but it’s never been about the money.

I believe that thrift is essential to well-ordered living.

When I first starting making money, when I first made my first six-digits, I was – my big thing was I went to put super unleaded in my truck for the first time.

Many people aren’t rich because they’re liars.

Money is a strange business. People who haven’t got it aim it strongly. People who have are full of troubles.

Millions of Americans and people around the world, especially young people who face intense financial challenges today, haven’t been taught how to take control of their financial future.

I began playing Monopoly for real when I was 26 years old. Today, my wife and I have approximately 1,400 little green houses – each paying us monthly. You do not have to be a rocket scientist or have a Harvard degree to play Monopoly for real.

You know, if you are kind of rich, the best thing is that you don’t have to think about money. The best thing you can buy with money is freedom, time. I don’t know how much I earn a year. I have no idea. I don’t know how much I pay in taxes.

When you think about it, three of our biggest financial decisions in life are made at times of peak emotional excitement: deciding to get married, buying a home, and having kids.

Americans are in a cycle of fear which leads to people not wanting to spend and not wanting to make investments, and that leads to more fear. We’ll break out of it. It takes time.

There certainly is a case to be made that taxes should be more progressive.

When I was young, people lived from paycheck to paycheck. Today, it seems like they live from credit card payment to credit card payment.

Rather go to bed without dinner than to rise in debt.

My dad was fiscally conservative, and I was influenced by that. He didn’t believe in spending more than you had because it gets you into trouble.

Of course, to have money is just great because you can do what you think is important to you.

Resolve not to be poor: whatever you have, spend less. Poverty is a great enemy to human happiness; it certainly destroys liberty, and it makes some virtues impracticable, and others extremely difficult.

Small debts are like small shot; they are rattling on every side, and can scarcely be escaped without a wound: great debts are like cannon; of loud noise, but little danger.

I’d say it’s been my biggest problem all my life… it’s money. It takes a lot of money to make these dreams come true.

Too many people spend money they haven’t earned to buy things they don’t want to impress people they don’t like.

Money without brains is always dangerous.

We might come closer to balancing the Budget if all of us lived closer to the Commandments and the Golden Rule.

If a person gets his attitude toward money straight, it will help straighten out almost every other area in his life.

My number one thing? Don’t overleverage yourself. Don’t say you can do something when you really can’t.

Now, people when I say that look at me and say, ‚What are you talking about, Joe? You’re telling me we have to go spend money to keep from going bankrupt?‘. The answer is yes, that’s what I’m telling you.

Bad debt is debt that makes you poorer. I count the mortgage on my home as bad debt, because I’m the one paying on it. Other forms of bad debt are car payments, credit card balances, or other consumer loans.