Now, people when I say that look at me and say, ‚What are you talking about, Joe? You’re telling me we have to go spend money to keep from going bankrupt?‘. The answer is yes, that’s what I’m telling you.

A man in debt is so far a slave.

Rather go to bed without dinner than to rise in debt.

Remember that credit is money.

Many people take no care of their money till they come nearly to the end of it, and others do just the same with their time.

I just don’t like mutual funds. I think they’re a rip-off.

A grown man should always carry cash, right? I don’t know who told me, but someone told me that a long time ago, and the biggest turnoff is when a guy doesn’t have cash on him.

Every man is a consumer, and ought to be a producer. He is by constitution expensive, and needs to be rich.

I want to be financially secure by the time I have kids.

Tax season always means a deluge of tax advice. Unfortunately, most of it is futile and lightweight.

You lose your individuality a huge amount when you have no money, and I certainly had that experience.

I declared bankruptcy, and that was the worst thing I ever should have done.

Millions of Americans and people around the world, especially young people who face intense financial challenges today, haven’t been taught how to take control of their financial future.

People who lie to themselves about investing are the same as overweight people who blame their genes for their obesity.

If a person gets his attitude toward money straight, it will help straighten out almost every other area in his life.

The one thing that offends me the most is when I walk by a bank and see ads trying to convince people to take out second mortgages on their home so they can go on vacation. That’s approaching evil.

Bad debt is debt that makes you poorer. I count the mortgage on my home as bad debt, because I’m the one paying on it. Other forms of bad debt are car payments, credit card balances, or other consumer loans.

The most important thing for a young man is to establish a credit… a reputation, character.

I’d say it’s been my biggest problem all my life… it’s money. It takes a lot of money to make these dreams come true.

Money’s important. Everyone cares about money. And when you don’t have money, money becomes the overriding obsession of your life.

Resolve not to be poor: whatever you have, spend less. Poverty is a great enemy to human happiness; it certainly destroys liberty, and it makes some virtues impracticable, and others extremely difficult.

Thrift is of great revenue.

Money for me today does not really matter.

I believe that thrift is essential to well-ordered living.

Being willing to donate the taxpayers‘ money is not the same as being willing to put your own money where your mouth is.

Without frugality none can be rich, and with it very few would be poor.

It is not how much one makes but to what purpose one spends.

I don’t care about money.

I like money, but it’s never been about the money.

When you think about it, three of our biggest financial decisions in life are made at times of peak emotional excitement: deciding to get married, buying a home, and having kids.

We might come closer to balancing the Budget if all of us lived closer to the Commandments and the Golden Rule.

I’ve never preached one sermon on money, on just finances. I want to stay away from it.

My number one thing? Don’t overleverage yourself. Don’t say you can do something when you really can’t.

You know, if you are kind of rich, the best thing is that you don’t have to think about money. The best thing you can buy with money is freedom, time. I don’t know how much I earn a year. I have no idea. I don’t know how much I pay in taxes.

I’m interested in movement, and I’m interested in money, and I’m interested in the movement of money.

When I first starting making money, when I first made my first six-digits, I was – my big thing was I went to put super unleaded in my truck for the first time.

Watch your finances like a hawk.

In ‚Unfair Advantage: The Power of Financial Education‘ and ‚Why A Students Work for C Students,‘ I reveal the secrets of the wealthy and what schools will never teach you about money.

Financial freedom is available to those who learn about it and work for it.

Creditors have better memories than debtors.

When I was young, people lived from paycheck to paycheck. Today, it seems like they live from credit card payment to credit card payment.

If we command our wealth, we shall be rich and free; if our wealth commands us, we are poor indeed.

There was the time I bought three cars in the span of three or four weeks. It was crazy; it wasn’t greedy. It was mine, my girl’s, my mom’s. I got Benzes for my ladies. But I felt crazy. You have to understand I come from a world where we’re very modest. But that’s not greedy. That’s nice, right?

Money is like an arm or leg – use it or lose it.

People concerned about inflation today tend to buy big houses and nice cars.

Many people aren’t rich because they’re liars.

At my lowest point, I was nearly $700,000 in debt.

It’s time to start thinking differently about money and debt and start the healing process – and the process toward wealth and freedom. ‚Freedom from Bad Debt‘ can get you started.

Give me five minutes with a person’s checkbook, and I will tell you where their heart is.

I began playing Monopoly for real when I was 26 years old. Today, my wife and I have approximately 1,400 little green houses – each paying us monthly. You do not have to be a rocket scientist or have a Harvard degree to play Monopoly for real.

The only question with wealth is, what do you do with it?

Debt is a trap, especially student debt, which is enormous, far larger than credit card debt. It’s a trap for the rest of your life because the laws are designed so that you can’t get out of it. If a business, say, gets in too much debt, it can declare bankruptcy, but individuals can almost never be relieved of student debt through bankruptcy.

Life is better when people are working, happy, and spending money.

I always invest my own money in the companies that I create. I don’t believe in the whole thing of just using other people’s money. I don’t think that’s right. I’m not going to ask other people to invest in something if I’m not prepared to do so myself.

Nobody was ever meant, To remember or invent, What he did with every cent.

I think that I know the value of a dollar.

The call for debt cancellation is welcome, but debt does not just go away.

Don’t matter how much money you got, there’s only two kinds of people: there’s saved people and there’s lost people.

Small debts are like small shot; they are rattling on every side, and can scarcely be escaped without a wound: great debts are like cannon; of loud noise, but little danger.

Money is a strange business. People who haven’t got it aim it strongly. People who have are full of troubles.

There is definitely an addiction to money that I have.