If you know how to spend less than you get, you have the philosopher’s stone.

Thrift is of great revenue.

Cannot people realize how large an income is thrift?

On ‚Mystic River,‘ I had to cut my salary and everyone else’s to get it made.

My number one thing? Don’t overleverage yourself. Don’t say you can do something when you really can’t.

When I was a kid, there were no credit cards. Instead, retailers offered layaway plans. My mom would go to a store, such as a furniture outlet, choose the sofa she wanted, and put it on layaway. That meant she put a little money down to hold the sofa, and every payday she’d pay a little toward the purchase.

I began playing Monopoly for real when I was 26 years old. Today, my wife and I have approximately 1,400 little green houses – each paying us monthly. You do not have to be a rocket scientist or have a Harvard degree to play Monopoly for real.

There are only three ways to meet the unpaid bills of a nation. The first is taxation. The second is repudiation. The third is inflation.

I don’t care about money.

I mean, I do think at a certain point you’ve made enough money.

You lose your individuality a huge amount when you have no money, and I certainly had that experience.

Millions of Americans and people around the world, especially young people who face intense financial challenges today, haven’t been taught how to take control of their financial future.

A grown man should always carry cash, right? I don’t know who told me, but someone told me that a long time ago, and the biggest turnoff is when a guy doesn’t have cash on him.

Without frugality none can be rich, and with it very few would be poor.

People who lie to themselves about investing are the same as overweight people who blame their genes for their obesity.

Money’s important. Everyone cares about money. And when you don’t have money, money becomes the overriding obsession of your life.

When you think about it, three of our biggest financial decisions in life are made at times of peak emotional excitement: deciding to get married, buying a home, and having kids.

People concerned about inflation today tend to buy big houses and nice cars.

No money is better spent than what is laid out for domestic satisfaction.

Many people aren’t rich because they’re liars.

Of course, to have money is just great because you can do what you think is important to you.

Balanced budget requirements seem more likely to produce accounting ingenuity than genuinely balanced budgets.

Many people take no care of their money till they come nearly to the end of it, and others do just the same with their time.

Money is a strange business. People who haven’t got it aim it strongly. People who have are full of troubles.

There is definitely an addiction to money that I have.

If a person gets his attitude toward money straight, it will help straighten out almost every other area in his life.

The most important thing for a young man is to establish a credit… a reputation, character.

When I first starting making money, when I first made my first six-digits, I was – my big thing was I went to put super unleaded in my truck for the first time.

Americans are in a cycle of fear which leads to people not wanting to spend and not wanting to make investments, and that leads to more fear. We’ll break out of it. It takes time.

If a man empties his purse into his head, no one can take it from him.

If you look at space companies, they’ve failed either because they’ve had a technical solution where success was not a possible outcome, they were unable to attract a critical mass of talent, or they just ran out of money. The finish line is usually a lot further away than you think.

I would say raising capital is one of the weakest things for most entrepreneurs.

Creditors have better memories than debtors.

It’s clearly a budget. It’s got a lot of numbers in it.

The fashion of the world is to avoid cost, and you encounter it.

Remember that credit is money.

It’s time to start thinking differently about money and debt and start the healing process – and the process toward wealth and freedom. ‚Freedom from Bad Debt‘ can get you started.

Nobody was ever meant, To remember or invent, What he did with every cent.

I always try to be smart. I try to treat all the money I’m making like it’s the last time I’m going to make it.

There was the time I bought three cars in the span of three or four weeks. It was crazy; it wasn’t greedy. It was mine, my girl’s, my mom’s. I got Benzes for my ladies. But I felt crazy. You have to understand I come from a world where we’re very modest. But that’s not greedy. That’s nice, right?

What I invest in, while not risky for me, may be too risky for most people.

Too many people spend money they haven’t earned to buy things they don’t want to impress people they don’t like.

Debt is a trap, especially student debt, which is enormous, far larger than credit card debt. It’s a trap for the rest of your life because the laws are designed so that you can’t get out of it. If a business, say, gets in too much debt, it can declare bankruptcy, but individuals can almost never be relieved of student debt through bankruptcy.

You know people talk about federal money as if it falls from heaven. You know we thank heaven for it, but it came out of people’s pockets – and I’ve driven all over Washington, D.C., I cannot find the money tree.

Living on $6 a day means you have a refrigerator, a TV, a cell phone, your children can go to school. That’s not possible on $1 a day.

At my lowest point, I was nearly $700,000 in debt.

Small debts are like small shot; they are rattling on every side, and can scarcely be escaped without a wound: great debts are like cannon; of loud noise, but little danger.

I cap myself when I shop; I don’t like to spend extravagant amounts on clothes. But, I do get lent clothes for events, it’s scary to wear something so expensive, but I feel really pampered.

If we command our wealth, we shall be rich and free; if our wealth commands us, we are poor indeed.

Watch your finances like a hawk.

Every man is a consumer, and ought to be a producer. He is by constitution expensive, and needs to be rich.

Now, people when I say that look at me and say, ‚What are you talking about, Joe? You’re telling me we have to go spend money to keep from going bankrupt?‘. The answer is yes, that’s what I’m telling you.

I’ve never preached one sermon on money, on just finances. I want to stay away from it.

The highest use of capital is not to make more money, but to make money do more for the betterment of life.

Bad debt is debt that makes you poorer. I count the mortgage on my home as bad debt, because I’m the one paying on it. Other forms of bad debt are car payments, credit card balances, or other consumer loans.

Money often costs too much.

My dad was fiscally conservative, and I was influenced by that. He didn’t believe in spending more than you had because it gets you into trouble.

We might come closer to balancing the Budget if all of us lived closer to the Commandments and the Golden Rule.

Money is like an arm or leg – use it or lose it.

A penny saved is two pence clear.

Fuel prices are at the center of our lives. They affect our ability to travel, stay warm, and feed ourselves.