I haven’t been as wild with my money as somebody like me might have been. I’ve been very safe, very conservative with investments. I don’t blow money. I don’t have a ton of houses. I know things can go away. I’ve already had that experience.

Without frugality none can be rich, and with it very few would be poor.

Balanced budget requirements seem more likely to produce accounting ingenuity than genuinely balanced budgets.

Living on $6 a day means you have a refrigerator, a TV, a cell phone, your children can go to school. That’s not possible on $1 a day.

I’m interested in movement, and I’m interested in money, and I’m interested in the movement of money.

I would say raising capital is one of the weakest things for most entrepreneurs.

Money without brains is always dangerous.

If I was a billionaire, I’d be smart with my money.

Remember that credit is money.

Rather go to bed without dinner than to rise in debt.

A man in debt is so far a slave.

Some people feel affronted when something they thought to be true doesn’t happen. If that’s the case, then your sense of risk is much higher, and that leads to risk aversion. You need to be able to be comfortable in uncertainty.

Wealth is well known to be a great comforter.

Gain may be temporary and uncertain; but ever while you live, expense is constant and certain: and it is easier to build two chimneys than to keep one in fuel.

Never spend your money before you have earned it.

I still love football, though, and I think cooking is like football. It’s not a job, it’s a passion. When you become good at it, it’s a dream job and financially you need never to worry. Ever.

Riches don’t make a man rich, they only make him busier.

If you make any money, the government shoves you in the creek once a year with it in your pockets, and all that don’t get wet you can keep.

In ‚Unfair Advantage: The Power of Financial Education‘ and ‚Why A Students Work for C Students,‘ I reveal the secrets of the wealthy and what schools will never teach you about money.

Frugality is founded on the principal that all riches have limits.

Creditors have better memories than debtors.

It is not like I have gone crazy, I just don’t want to take any chances. You never know what could happen.

I want to be financially secure by the time I have kids.

Neither a borrower nor a lender be.

I shouldn’t be near Vegas and have money in my pocket.

The use of money is all the advantage there is in having it.

Look at our society. Everyone wants to be thin, but nobody wants to diet. Everyone wants to live long, but few will exercise. Everybody wants money, yet seldom will anyone budget or control their spending.

My family wasn’t rich, so when it comes to money, I tend to think, ‚Err on the side of caution.‘

There are only three ways to meet the unpaid bills of a nation. The first is taxation. The second is repudiation. The third is inflation.

I’d say it’s been my biggest problem all my life… it’s money. It takes a lot of money to make these dreams come true.

Capital as such is not evil; it is its wrong use that is evil. Capital in some form or other will always be needed.

A penny saved is a penny earned.

It is better to have a permanent income than to be fascinating.

My dad was fiscally conservative, and I was influenced by that. He didn’t believe in spending more than you had because it gets you into trouble.

I always try to be smart. I try to treat all the money I’m making like it’s the last time I’m going to make it.

The time to save is now. When a dog gets a bone, he doesn’t go out and make a down payment on a bigger bone. He buries the one he’s got.

When I first starting making money, when I first made my first six-digits, I was – my big thing was I went to put super unleaded in my truck for the first time.

‚Credit‘ is another word for trustworthiness.

We go to school to learn to work hard for money. I write books and create products that teach people how to have money work hard for them.

Many people take no care of their money till they come nearly to the end of it, and others do just the same with their time.

I have a problem with too much money. I can’t reinvest it fast enough, and because I reinvest it, more money comes in. Yes, the rich do get richer.

It is not how much one makes but to what purpose one spends.

If I hadn’t given my money away, I’d have had more than anyone else on the planet.

Bottom line is, I didn’t return to Apple to make a fortune. I’ve been very lucky in my life and already have one. When I was 25, my net worth was $100 million or so. I decided then that I wasn’t going to let it ruin my life. There’s no way you could ever spend it all, and I don’t view wealth as something that validates my intelligence.

With the amount of money I have, it’s difficult raising children the way I was raised.

Money often costs too much.

You know people talk about federal money as if it falls from heaven. You know we thank heaven for it, but it came out of people’s pockets – and I’ve driven all over Washington, D.C., I cannot find the money tree.

Resolve not to be poor: whatever you have, spend less. Poverty is a great enemy to human happiness; it certainly destroys liberty, and it makes some virtues impracticable, and others extremely difficult.

If a man is proud of his wealth, he should not be praised until it is known how he employs it.

I am very concerned about the millions of baby boomers who are counting on the stock market to deliver them a safe, sound, long retirement. I am afraid the baby boomers who are counting on the stock market are in trouble.

If you look at space companies, they’ve failed either because they’ve had a technical solution where success was not a possible outcome, they were unable to attract a critical mass of talent, or they just ran out of money. The finish line is usually a lot further away than you think.

The highest use of capital is not to make more money, but to make money do more for the betterment of life.

I’m a cash flow guy. If it doesn’t make me money today, forget about it.

I’ve got all the money I’ll ever need, if I die by four o’clock.

Nobody can ever make enough money for as many poor relatives as I’ve got. Somebody’s got a sick kid, or somebody needs an operation, somebody ain’t got this, somebody ain’t got that. Or to give the kids all a car when they graduate.

Every dollar I made from DJing, I put into my videos, promotion – everything.

When I was young, many people worked for a company with a pension plan that covered them for as long as they lived. If they didn’t have a pension plan, they could count on Social Security and Medicare.

Getting rich is about fun. It’s a game, and you have to treat it that way.

Working hard to earn more money and then giving it away in higher taxes isn’t financially intelligent, even if you do put some of it into a retirement account.

If a person gets his attitude toward money straight, it will help straighten out almost every other area in his life.

Millions of Americans and people around the world, especially young people who face intense financial challenges today, haven’t been taught how to take control of their financial future.