I haven’t been as wild with my money as somebody like me might have been. I’ve been very safe, very conservative with investments. I don’t blow money. I don’t have a ton of houses. I know things can go away. I’ve already had that experience.

No money is better spent than what is laid out for domestic satisfaction.

Living on $6 a day means you have a refrigerator, a TV, a cell phone, your children can go to school. That’s not possible on $1 a day.

We’ve all heard stories of lottery winners, rock stars, heirs and heiresses, and professional athletes becoming millionaire morons who wake up rich but are broke by nightfall.

Gain may be temporary and uncertain; but ever while you live, expense is constant and certain: and it is easier to build two chimneys than to keep one in fuel.

If I hadn’t given my money away, I’d have had more than anyone else on the planet.

Riches don’t make a man rich, they only make him busier.

You can examine the whole 19th century from the point of view of who would have maxed out their credit cards. Emma Bovary would have maxed hers out. No question. Mr. Scrooge would not have. He would have snipped his up.

The use of money is all the advantage there is in having it.

My family wasn’t rich, so when it comes to money, I tend to think, ‚Err on the side of caution.‘

Frugality is founded on the principal that all riches have limits.

Some people feel affronted when something they thought to be true doesn’t happen. If that’s the case, then your sense of risk is much higher, and that leads to risk aversion. You need to be able to be comfortable in uncertainty.

When I was young, many people worked for a company with a pension plan that covered them for as long as they lived. If they didn’t have a pension plan, they could count on Social Security and Medicare.

Money is like an arm or leg – use it or lose it.

It’s not what you pay a man, but what he costs you that counts.

It is not how much one makes but to what purpose one spends.

Bottom line is, I didn’t return to Apple to make a fortune. I’ve been very lucky in my life and already have one. When I was 25, my net worth was $100 million or so. I decided then that I wasn’t going to let it ruin my life. There’s no way you could ever spend it all, and I don’t view wealth as something that validates my intelligence.

I spend my money on my props and my creations. I’m an inventor.

The highest use of capital is not to make more money, but to make money do more for the betterment of life.

Resolve not to be poor: whatever you have, spend less. Poverty is a great enemy to human happiness; it certainly destroys liberty, and it makes some virtues impracticable, and others extremely difficult.

I’m a cash flow guy. If it doesn’t make me money today, forget about it.

All that seems indispensible in stating the account between the dead and the living, is to see that the debts against the latter do not exceed the advances made by the former.

Give me five minutes with a person’s checkbook, and I will tell you where their heart is.

Well, I think that California has had a history of always spending more money than it takes in.

The hardest thing to understand in the world is the income tax.

Money without brains is always dangerous.

It’s time to start thinking differently about money and debt and start the healing process – and the process toward wealth and freedom. ‚Freedom from Bad Debt‘ can get you started.

Never spend your money before you have earned it.

If you make any money, the government shoves you in the creek once a year with it in your pockets, and all that don’t get wet you can keep.

Money’s important. Everyone cares about money. And when you don’t have money, money becomes the overriding obsession of your life.

I find the difference, for me, between having no money and having quite a bit is that the bills get bigger. And that’s it. The lifestyle doesn’t change.

In ‚Unfair Advantage: The Power of Financial Education‘ and ‚Why A Students Work for C Students,‘ I reveal the secrets of the wealthy and what schools will never teach you about money.

I want to retire and want to be able to live out my days financially secure. That’s what everyone wants.

‚Credit‘ is another word for trustworthiness.

At age nine, I got a paper route. Sixty-six papers had to be delivered to sixty-six families every day. I also had to collect thirty cents a week from each customer. I owed the paper twenty cents per customer per week, and got to keep the rest. When I didn’t collect, the balance came out of my profit. My average income was six dollars a week.

I mean, I do think at a certain point you’ve made enough money.

Small debts are like small shot; they are rattling on every side, and can scarcely be escaped without a wound: great debts are like cannon; of loud noise, but little danger.

Neither a borrower nor a lender be.

I’m focusing on me. I’m focusing on my family’s security, my family’s financial security, so that’s all I can do.

The rich continue to get rich the same way they always have – by understanding how money works and making their money work for them.

There are three faithful friends – an old wife, an old dog, and ready money.

Thrift is of great revenue.

Prosperity is the best protector of principle.

The time to save is now. When a dog gets a bone, he doesn’t go out and make a down payment on a bigger bone. He buries the one he’s got.

Beware of little expenses. A small leak will sink a great ship.

If you look at space companies, they’ve failed either because they’ve had a technical solution where success was not a possible outcome, they were unable to attract a critical mass of talent, or they just ran out of money. The finish line is usually a lot further away than you think.

I still love football, though, and I think cooking is like football. It’s not a job, it’s a passion. When you become good at it, it’s a dream job and financially you need never to worry. Ever.

Remember that credit is money.

A penny saved is a penny earned.

Rather go to bed without dinner than to rise in debt.

I’d say it’s been my biggest problem all my life… it’s money. It takes a lot of money to make these dreams come true.

Without frugality none can be rich, and with it very few would be poor.

Getting rich is about fun. It’s a game, and you have to treat it that way.

People need to be insured so when you have an accident out there, or when something catastrophic happens to you, that you’re covered and there’s not someone else has to pay for you. That is as simple as that.

Riches are a good hand maiden, but a poor mistress.

Creditors have better memories than debtors.

I think that I know the value of a dollar.

It is a way to take people’s wealth from them without having to openly raise taxes. Inflation is the most universal tax of all.

My philosophy is that if I have any money I invest it in new ventures and not have it sitting around.

Money is like manure, of very little use except it be spread.

I’ve got all the money I’ll ever need, if I die by four o’clock.