Don’t hold against me that I don’t own – that I don’t own a single stock or bond. Don’t hold it – I have no savings accounts.

Never spend your money before you have earned it.

Now, people when I say that look at me and say, ‚What are you talking about, Joe? You’re telling me we have to go spend money to keep from going bankrupt?‘. The answer is yes, that’s what I’m telling you.

If you’re worried about the deficit, pay attention to the fact that it’s almost all attributable to military spending and the totally dysfunctional health program.

Government always finds a need for whatever money it gets.

The way to make money is to buy when blood is running in the streets.

What I invest in, while not risky for me, may be too risky for most people.

There is definitely an addiction to money that I have.

Only buy something that you’d be perfectly happy to hold if the market shut down for 10 years.

Many novice real estate investors soon quit the profession and invest in a well-diversified portfolio of bonds. That’s because, when you invest in real estate, you often see a side of humanity that stocks, bonds, mutual funds, and saving money shelter you from.

The use of money is all the advantage there is in having it.

When I first starting making money, when I first made my first six-digits, I was – my big thing was I went to put super unleaded in my truck for the first time.

Many people take no care of their money till they come nearly to the end of it, and others do just the same with their time.

‚Credit‘ is another word for trustworthiness.

It is not how much one makes but to what purpose one spends.

I want to be financially secure by the time I have kids.

Don’t matter how much money you got, there’s only two kinds of people: there’s saved people and there’s lost people.

The hardest thing to understand in the world is the income tax.

A grown man should always carry cash, right? I don’t know who told me, but someone told me that a long time ago, and the biggest turnoff is when a guy doesn’t have cash on him.

I don’t care about money.

Friendships, in general, are suddenly contracted; and therefore it is no wonder they are easily dissolved.

That is America. That is America. Those bonds of affection; that common creed. We don’t fear the future; we shape it. We embrace it, as one people, stronger together than we are on our own.

Investing for the poor requires participation from the entire community.

There may be less of a chance of losing all the money you put into a mutual fund than there is of losing all the money you put into lottery tickets, but you’re never going to win big in a mutual fund.

Money is a strange business. People who haven’t got it aim it strongly. People who have are full of troubles.

There are few ways in which a man can be more innocently employed than in getting money.

Money’s important. Everyone cares about money. And when you don’t have money, money becomes the overriding obsession of your life.

One pillar to wealth is having residual income.

Some people, through luck and skill, end up with a lot of assets. If you’re good at kicking a ball, writing software, investing in stocks, it pays extremely well.

The sinews of war are infinite money.

The rich don’t work for money – the rich invent money.

Resolve not to be poor: whatever you have, spend less. Poverty is a great enemy to human happiness; it certainly destroys liberty, and it makes some virtues impracticable, and others extremely difficult.

Well private money can take risks in a way that government money often isn’t willing to.

The only question with wealth is, what do you do with it?

You know, if you are kind of rich, the best thing is that you don’t have to think about money. The best thing you can buy with money is freedom, time. I don’t know how much I earn a year. I have no idea. I don’t know how much I pay in taxes.

Watch your finances like a hawk.

Being willing to donate the taxpayers‘ money is not the same as being willing to put your own money where your mouth is.

I’m looking for backing for an unauthorized auto-biography that I am writing. Hopefully, this will sell in such huge numbers that I will be able to sue myself for an extraordinary amount of money and finance the film version in which I will play everybody.

Cannot people realize how large an income is thrift?

I believe that thrift is essential to well-ordered living.

Wide diversification is only required when investors do not understand what they are doing.

It is a way to take people’s wealth from them without having to openly raise taxes. Inflation is the most universal tax of all.

Of course, to have money is just great because you can do what you think is important to you. I always was a rich person because money’s not related to happiness.

A national debt, if it is not excessive, will be to us a national blessing.

Money is better than poverty, if only for financial reasons.

Now financial liberalization is just a catastrophe waiting to happen, and there are very well understood reasons for that.

I don’t invest in ideas because ideas are a dime a dozen. I could steal the idea pretty quickly.

Capital is money, capital is commodities. By virtue of it being value, it has acquired the occult ability to add value to itself. It brings forth living offspring, or, at the least, lays golden eggs.

Don’t gamble; take all your savings and buy some good stock and hold it till it goes up, then sell it. If it don’t go up, don’t buy it.

I’m a cash flow guy. If it doesn’t make me money today, forget about it.

During the Enron debacle, it was workers who took the pounding, not bankers. Not only did Enron employees lose their jobs, many lost their retirement savings. That’s because they were at the bottom of the investing food chain.

I began playing Monopoly for real when I was 26 years old. Today, my wife and I have approximately 1,400 little green houses – each paying us monthly. You do not have to be a rocket scientist or have a Harvard degree to play Monopoly for real.

It’s not what you pay a man, but what he costs you that counts.

You lose your individuality a huge amount when you have no money, and I certainly had that experience.

Money doesn’t talk, it swears.

We simply attempt to be fearful when others are greedy and to be greedy only when others are fearful.

When I was young, people lived from paycheck to paycheck. Today, it seems like they live from credit card payment to credit card payment.

Neither a borrower nor a lender be.

I always invest my own money in the companies that I create. I don’t believe in the whole thing of just using other people’s money. I don’t think that’s right. I’m not going to ask other people to invest in something if I’m not prepared to do so myself.

Jim Cramer is a very smart man. I watch his show. I just do not follow his advice.

It’s time to start thinking differently about money and debt and start the healing process – and the process toward wealth and freedom. ‚Freedom from Bad Debt‘ can get you started.