Cannot people realize how large an income is thrift?

I just think that – when a country needs more income and we do, we’re only taking in 15 percent of GDP, I mean, that – that – when a country needs more income, they should get it from the people that have it.

People concerned about inflation today tend to buy big houses and nice cars.

I declared bankruptcy, and that was the worst thing I ever should have done.

In the world of money and investing, you must learn to control your emotions.

It’s time to start thinking differently about money and debt and start the healing process – and the process toward wealth and freedom. ‚Freedom from Bad Debt‘ can get you started.

Socialists tend to want to pay people more money to do less work, and capitalists tend to want to provide better products at better prices.

I have plenty of money, unlike other Hollywood celebrities or athletes that have not invested well.

There was the time I bought three cars in the span of three or four weeks. It was crazy; it wasn’t greedy. It was mine, my girl’s, my mom’s. I got Benzes for my ladies. But I felt crazy. You have to understand I come from a world where we’re very modest. But that’s not greedy. That’s nice, right?

The pace at which people are taking to digital technology defies our stereotypes of age, education, language and income.

Black people in America, people from the struggle, immigrants, it’s no generational wealth that we are attached to, so we are tasked to create – in one generation – closing the gap. That’s why we so Doomsday about getting to the check: ‚cause it’s life or death for real.

People who lie to themselves about investing are the same as overweight people who blame their genes for their obesity.

Every man is a consumer, and ought to be a producer. He is by constitution expensive, and needs to be rich.

Money’s important. Everyone cares about money. And when you don’t have money, money becomes the overriding obsession of your life.

Bad debt is debt that makes you poorer. I count the mortgage on my home as bad debt, because I’m the one paying on it. Other forms of bad debt are car payments, credit card balances, or other consumer loans.

At age nine, I got a paper route. Sixty-six papers had to be delivered to sixty-six families every day. I also had to collect thirty cents a week from each customer. I owed the paper twenty cents per customer per week, and got to keep the rest. When I didn’t collect, the balance came out of my profit. My average income was six dollars a week.

Money without brains is always dangerous.

The real minimum wage is zero.

What I invest in, while not risky for me, may be too risky for most people.

Financial freedom is available to those who learn about it and work for it.

If we command our wealth, we shall be rich and free; if our wealth commands us, we are poor indeed.

Of course, to have money is just great because you can do what you think is important to you. I always was a rich person because money’s not related to happiness.

Being willing to donate the taxpayers‘ money is not the same as being willing to put your own money where your mouth is.

I want to be financially secure by the time I have kids.

Wealth – any income that is at least one hundred dollars more a year than the income of one’s wife’s sister’s husband.

People who identify themselves as conservatives donate money to charity more often than people who identify themselves as liberals. They donate more money and a higher percentage of their incomes.

Time and money spent in helping men to do more for themselves is far better than mere giving.

I mean, I do think at a certain point you’ve made enough money.

Thrift is of great revenue.

Without frugality none can be rich, and with it very few would be poor.

We go to school to learn to work hard for money. I write books and create products that teach people how to have money work hard for them.

At my lowest point, I was nearly $700,000 in debt.

Money is like an arm or leg – use it or lose it.

I just don’t like mutual funds. I think they’re a rip-off.

During most of my freelancing, I made what I would have made in charge of the cafeteria at a pretty good junior-high school.

It is not how much one makes but to what purpose one spends.

Debt is a trap, especially student debt, which is enormous, far larger than credit card debt. It’s a trap for the rest of your life because the laws are designed so that you can’t get out of it. If a business, say, gets in too much debt, it can declare bankruptcy, but individuals can almost never be relieved of student debt through bankruptcy.

Money is a strange business. People who haven’t got it aim it strongly. People who have are full of troubles.

A man in debt is so far a slave.

When I was a kid, there were no credit cards. Instead, retailers offered layaway plans. My mom would go to a store, such as a furniture outlet, choose the sofa she wanted, and put it on layaway. That meant she put a little money down to hold the sofa, and every payday she’d pay a little toward the purchase.

I began playing Monopoly for real when I was 26 years old. Today, my wife and I have approximately 1,400 little green houses – each paying us monthly. You do not have to be a rocket scientist or have a Harvard degree to play Monopoly for real.

Remember that credit is money.

Many novice real estate investors soon quit the profession and invest in a well-diversified portfolio of bonds. That’s because, when you invest in real estate, you often see a side of humanity that stocks, bonds, mutual funds, and saving money shelter you from.

I like money, but it’s never been about the money.

The only question with wealth is, what do you do with it?

When you think about it, three of our biggest financial decisions in life are made at times of peak emotional excitement: deciding to get married, buying a home, and having kids.

I always invest my own money in the companies that I create. I don’t believe in the whole thing of just using other people’s money. I don’t think that’s right. I’m not going to ask other people to invest in something if I’m not prepared to do so myself.

Now, people when I say that look at me and say, ‚What are you talking about, Joe? You’re telling me we have to go spend money to keep from going bankrupt?‘. The answer is yes, that’s what I’m telling you.

Clearly this is a tough economic time, and a lot of families are hurting. So when we talk to parents, we talk about small changes for kids and things that don’t cost extra money. Like adding water and eliminating sugary drinks and sodas. That’s going to save money right there. Or adding a few more vegetables.

When I first starting making money, when I first made my first six-digits, I was – my big thing was I went to put super unleaded in my truck for the first time.

Learn to invest in investments where you can achieve an honest, legal advantage over other investors. When it comes to investing, why play on a level field?

A penny saved is a penny earned.

Don’t matter how much money you got, there’s only two kinds of people: there’s saved people and there’s lost people.

A penny saved is two pence clear.

Resolve not to be poor: whatever you have, spend less. Poverty is a great enemy to human happiness; it certainly destroys liberty, and it makes some virtues impracticable, and others extremely difficult.

Assets put money in your pocket, whether you work or not, and liabilities take money from your pocket.

My dad was fiscally conservative, and I was influenced by that. He didn’t believe in spending more than you had because it gets you into trouble.

You lose your individuality a huge amount when you have no money, and I certainly had that experience.

There is a soak-the-rich attitude in the air, a feeling that if you have a lot of money you must have got it by some ghastly means. I can quite happily say there was never any family money. All the money we got was mine, just from writing books.

Landlords, like all other men, love to reap where they never sowed.

If a man empties his purse into his head, no one can take it from him.