At my lowest point, I was nearly $700,000 in debt.

I’d say it’s been my biggest problem all my life… it’s money. It takes a lot of money to make these dreams come true.

Small debts are like small shot; they are rattling on every side, and can scarcely be escaped without a wound: great debts are like cannon; of loud noise, but little danger.

Debt is a trap, especially student debt, which is enormous, far larger than credit card debt. It’s a trap for the rest of your life because the laws are designed so that you can’t get out of it. If a business, say, gets in too much debt, it can declare bankruptcy, but individuals can almost never be relieved of student debt through bankruptcy.

Debt is part of the human condition. Civilization is based on exchanges – on gifts, trades, loans – and the revenges and insults that come when they are not paid back.

Thrift is of great revenue.

Money’s important. Everyone cares about money. And when you don’t have money, money becomes the overriding obsession of your life.

Resolve not to be poor: whatever you have, spend less. Poverty is a great enemy to human happiness; it certainly destroys liberty, and it makes some virtues impracticable, and others extremely difficult.

Millions of Americans and people around the world, especially young people who face intense financial challenges today, haven’t been taught how to take control of their financial future.

Some of our earliest writing, in cuneiform, was about who owes what.

Without frugality none can be rich, and with it very few would be poor.

If you know how to spend less than you get, you have the philosopher’s stone.

It is said that the world is in a state of bankruptcy, that the world owes the world more than the world can pay.

It is not how much one makes but to what purpose one spends.

The debt we owe to the play of imagination is incalculable.

Money is a strange business. People who haven’t got it aim it strongly. People who have are full of troubles.

It shows nobility to be willing to increase your debt to a man to whom you already owe much.

Those have a short Lent who owe money to be paid at Easter.

What I invest in, while not risky for me, may be too risky for most people.

I like money, but it’s never been about the money.

I don’t believe we are supposed to go through life defeated and not having enough money to pay our bills or send our kids to college.

Creditors have better memories than debtors.

When it all got taken away, I was becoming a young man. So I had to sacrifice to leave my family… Sleeping in my car, getting an apartment for a month and getting evicted the next month. Staying in the $25, $50 hotels.

Don’t hold against me that I don’t own – that I don’t own a single stock or bond. Don’t hold it – I have no savings accounts.

I believe that thrift is essential to well-ordered living.

I just don’t like mutual funds. I think they’re a rip-off.

Being willing to donate the taxpayers‘ money is not the same as being willing to put your own money where your mouth is.

In ‚Unfair Advantage: The Power of Financial Education‘ and ‚Why A Students Work for C Students,‘ I reveal the secrets of the wealthy and what schools will never teach you about money.

I mean, I do think at a certain point you’ve made enough money.

Now, people when I say that look at me and say, ‚What are you talking about, Joe? You’re telling me we have to go spend money to keep from going bankrupt?‘. The answer is yes, that’s what I’m telling you.

Worrying is like paying on a debt that may never come due.

It’s time to start thinking differently about money and debt and start the healing process – and the process toward wealth and freedom. ‚Freedom from Bad Debt‘ can get you started.

Every man is a consumer, and ought to be a producer. He is by constitution expensive, and needs to be rich.

When I was born, the economy wasn’t in a great state; it was the Depression, and my father had to be quick to try and find work.

Cannot people realize how large an income is thrift?

If a person gets his attitude toward money straight, it will help straighten out almost every other area in his life.

The problem is that the U.S. government is the biggest debtor in the world, and those depending on it to take care of them will only become poorer.

Debt is a social and ideological construct, not a simple economic fact.

I want to be financially secure by the time I have kids.

There is definitely an addiction to money that I have.

The capitalist system is about taking from the Earth and from the other great commodity, labour. What’s happening with this system is that the rich are getting richer and the poor are getting poorer, and the only way out of it is supposed to be growth. But growth is debt. It’s going to make the situation worse.

Money is like an arm or leg – use it or lose it.

You lose your individuality a huge amount when you have no money, and I certainly had that experience.

Like almost everyone who uses e-mail, I receive a ton of spam every day. Much of it offers to help me get out of debt or get rich quick. It would be funny if it weren’t so exciting.

I’ve never preached one sermon on money, on just finances. I want to stay away from it.

Don’t matter how much money you got, there’s only two kinds of people: there’s saved people and there’s lost people.

In Europe first and now in America, elected men have taken it upon themselves to indebt their people to create an atmosphere of dependency. And why? For their own selfish need to increase their own personal power.

A man in debt is so far a slave.

My number one thing? Don’t overleverage yourself. Don’t say you can do something when you really can’t.

The only question with wealth is, what do you do with it?

Many people take no care of their money till they come nearly to the end of it, and others do just the same with their time.

My dad was fiscally conservative, and I was influenced by that. He didn’t believe in spending more than you had because it gets you into trouble.

I’m interested in movement, and I’m interested in money, and I’m interested in the movement of money.

There was the time I bought three cars in the span of three or four weeks. It was crazy; it wasn’t greedy. It was mine, my girl’s, my mom’s. I got Benzes for my ladies. But I felt crazy. You have to understand I come from a world where we’re very modest. But that’s not greedy. That’s nice, right?

The most important thing for a young man is to establish a credit… a reputation, character.

I declared bankruptcy, and that was the worst thing I ever should have done.

Tax season always means a deluge of tax advice. Unfortunately, most of it is futile and lightweight.

Financial freedom is available to those who learn about it and work for it.

When I was young, people lived from paycheck to paycheck. Today, it seems like they live from credit card payment to credit card payment.

I don’t care about money.

People who lie to themselves about investing are the same as overweight people who blame their genes for their obesity.