A penny saved is a penny earned.

If you know how to spend less than you get, you have the philosopher’s stone.

I’m a cash flow guy. If it doesn’t make me money today, forget about it.

Well, I think that California has had a history of always spending more money than it takes in.

Watch your finances like a hawk.

Rather go to bed without dinner than to rise in debt.

It’s time to start thinking differently about money and debt and start the healing process – and the process toward wealth and freedom. ‚Freedom from Bad Debt‘ can get you started.

Only buy something that you’d be perfectly happy to hold if the market shut down for 10 years.

We’ve all heard stories of lottery winners, rock stars, heirs and heiresses, and professional athletes becoming millionaire morons who wake up rich but are broke by nightfall.

The way to make money is to buy when blood is running in the streets.

Cannot people realize how large an income is thrift?

My dad was fiscally conservative, and I was influenced by that. He didn’t believe in spending more than you had because it gets you into trouble.

If a person gets his attitude toward money straight, it will help straighten out almost every other area in his life.

I made lots of mistakes – the number one mistake being trusting other people with my money.

I have plenty of money, unlike other Hollywood celebrities or athletes that have not invested well.

My family wasn’t rich, so when it comes to money, I tend to think, ‚Err on the side of caution.‘

When I first starting making money, when I first made my first six-digits, I was – my big thing was I went to put super unleaded in my truck for the first time.

The rich continue to get rich the same way they always have – by understanding how money works and making their money work for them.

Working conditions for me have always been those of the monastic life: solitude and frugality. Except for frugality, they are contrary to my nature, so much so that work is a violence I do to myself.

Tax season always means a deluge of tax advice. Unfortunately, most of it is futile and lightweight.

Many novice real estate investors soon quit the profession and invest in a well-diversified portfolio of bonds. That’s because, when you invest in real estate, you often see a side of humanity that stocks, bonds, mutual funds, and saving money shelter you from.

If you have faith in our leaders of commerce, don’t buy gold. If you do not have faith in them, maybe you should buy gold or silver.

On ‚Mystic River,‘ I had to cut my salary and everyone else’s to get it made.

We might come closer to balancing the Budget if all of us lived closer to the Commandments and the Golden Rule.

Every dollar I made from DJing, I put into my videos, promotion – everything.

Money is the seed of money, and the first guinea is sometimes more difficult to acquire than the second million.

Capital as such is not evil; it is its wrong use that is evil. Capital in some form or other will always be needed.

Working hard to earn more money and then giving it away in higher taxes isn’t financially intelligent, even if you do put some of it into a retirement account.

Many gold and silver experts will recommend you buy numismatic coins – rare and old coins. If you are not a rare coin expert, I’d encourage you to stay away from them. New investors often pay too much for rare coins that are not really rare.

Small debts are like small shot; they are rattling on every side, and can scarcely be escaped without a wound: great debts are like cannon; of loud noise, but little danger.

My philosophy is that if I have any money I invest it in new ventures and not have it sitting around.

Nobody can ever make enough money for as many poor relatives as I’ve got. Somebody’s got a sick kid, or somebody needs an operation, somebody ain’t got this, somebody ain’t got that. Or to give the kids all a car when they graduate.

Look at our society. Everyone wants to be thin, but nobody wants to diet. Everyone wants to live long, but few will exercise. Everybody wants money, yet seldom will anyone budget or control their spending.

Don’t bring your need to the marketplace, bring your skill. If you don’t feel well, tell your doctor, but not the marketplace. If you need money, go to the bank, but not the marketplace.

I shouldn’t be near Vegas and have money in my pocket.

It’s far better to buy a wonderful company at a fair price than a fair company at a wonderful price.

If you want to reap financial blessings, you have to sow financially.

Learn to invest in investments where you can achieve an honest, legal advantage over other investors. When it comes to investing, why play on a level field?

If I was a billionaire, I’d be smart with my money.

Many people take no care of their money till they come nearly to the end of it, and others do just the same with their time.

A penny saved is two pence clear.

Money often costs too much.

Money has to serve, not to rule.

With the amount of money I have, it’s difficult raising children the way I was raised.

I’d say it’s been my biggest problem all my life… it’s money. It takes a lot of money to make these dreams come true.

If a man is proud of his wealth, he should not be praised until it is known how he employs it.

First grade is very cheap. It’s the later grades where you have to spend a lot of money if you don’t do it right.

I believe – we all pay taxes. I’m happy to pay it, but I hate to have it abused, money wasted, no accountability. That’s going to bother you.

Beware of little expenses. A small leak will sink a great ship.

I always try to be smart. I try to treat all the money I’m making like it’s the last time I’m going to make it.

It’s not what you pay a man, but what he costs you that counts.

If I hadn’t given my money away, I’d have had more than anyone else on the planet.

I’m a bit like the Queen in that I don’t carry much cash.

‚Credit‘ is another word for trustworthiness.

You can do the same thing with $20 million that you would do with $50 million. So at a certain point in your life and in your career, you realise that it’s not about the money.

Give me five minutes with a person’s checkbook, and I will tell you where their heart is.

Without frugality none can be rich, and with it very few would be poor.

Bottom line is, I didn’t return to Apple to make a fortune. I’ve been very lucky in my life and already have one. When I was 25, my net worth was $100 million or so. I decided then that I wasn’t going to let it ruin my life. There’s no way you could ever spend it all, and I don’t view wealth as something that validates my intelligence.

I haven’t been as wild with my money as somebody like me might have been. I’ve been very safe, very conservative with investments. I don’t blow money. I don’t have a ton of houses. I know things can go away. I’ve already had that experience.

When I was a kid, there were no credit cards. Instead, retailers offered layaway plans. My mom would go to a store, such as a furniture outlet, choose the sofa she wanted, and put it on layaway. That meant she put a little money down to hold the sofa, and every payday she’d pay a little toward the purchase.

Riches don’t make a man rich, they only make him busier.