When I was young, people lived from paycheck to paycheck. Today, it seems like they live from credit card payment to credit card payment.

You know, if you are kind of rich, the best thing is that you don’t have to think about money. The best thing you can buy with money is freedom, time. I don’t know how much I earn a year. I have no idea. I don’t know how much I pay in taxes.

I mean, I do think at a certain point you’ve made enough money.

If we command our wealth, we shall be rich and free; if our wealth commands us, we are poor indeed.

There was the time I bought three cars in the span of three or four weeks. It was crazy; it wasn’t greedy. It was mine, my girl’s, my mom’s. I got Benzes for my ladies. But I felt crazy. You have to understand I come from a world where we’re very modest. But that’s not greedy. That’s nice, right?

The call for debt cancellation is welcome, but debt does not just go away.

It’s time to start thinking differently about money and debt and start the healing process – and the process toward wealth and freedom. ‚Freedom from Bad Debt‘ can get you started.

Watch your finances like a hawk.

When I was growing up, my family was so poor we couldn’t afford to pay attention.

Americans are in a cycle of fear which leads to people not wanting to spend and not wanting to make investments, and that leads to more fear. We’ll break out of it. It takes time.

We might come closer to balancing the Budget if all of us lived closer to the Commandments and the Golden Rule.

What I invest in, while not risky for me, may be too risky for most people.

I’m interested in movement, and I’m interested in money, and I’m interested in the movement of money.

Every family should have the right to spend their money, after tax, as they wish, and not as the government dictates. Let us extend choice, extend the will to choose and the chance to choose.

You lose your individuality a huge amount when you have no money, and I certainly had that experience.

Thrift is of great revenue.

The most important thing for a young man is to establish a credit… a reputation, character.

Financial freedom is available to those who learn about it and work for it.

People concerned about inflation today tend to buy big houses and nice cars.

I like money, but it’s never been about the money.

A grown man should always carry cash, right? I don’t know who told me, but someone told me that a long time ago, and the biggest turnoff is when a guy doesn’t have cash on him.

There is definitely an addiction to money that I have.

Many people take no care of their money till they come nearly to the end of it, and others do just the same with their time.

Being willing to donate the taxpayers‘ money is not the same as being willing to put your own money where your mouth is.

Many people aren’t rich because they’re liars.

I declared bankruptcy, and that was the worst thing I ever should have done.

At my lowest point, I was nearly $700,000 in debt.

Resolve not to be poor: whatever you have, spend less. Poverty is a great enemy to human happiness; it certainly destroys liberty, and it makes some virtues impracticable, and others extremely difficult.

I just don’t like mutual funds. I think they’re a rip-off.

When I first starting making money, when I first made my first six-digits, I was – my big thing was I went to put super unleaded in my truck for the first time.

Remember that credit is money.

I always invest my own money in the companies that I create. I don’t believe in the whole thing of just using other people’s money. I don’t think that’s right. I’m not going to ask other people to invest in something if I’m not prepared to do so myself.

My dad was fiscally conservative, and I was influenced by that. He didn’t believe in spending more than you had because it gets you into trouble.

Rather go to bed without dinner than to rise in debt.

Of course, to have money is just great because you can do what you think is important to you.

Now, people when I say that look at me and say, ‚What are you talking about, Joe? You’re telling me we have to go spend money to keep from going bankrupt?‘. The answer is yes, that’s what I’m telling you.

It is not how much one makes but to what purpose one spends.

I began playing Monopoly for real when I was 26 years old. Today, my wife and I have approximately 1,400 little green houses – each paying us monthly. You do not have to be a rocket scientist or have a Harvard degree to play Monopoly for real.

Small debts are like small shot; they are rattling on every side, and can scarcely be escaped without a wound: great debts are like cannon; of loud noise, but little danger.

Millions of Americans and people around the world, especially young people who face intense financial challenges today, haven’t been taught how to take control of their financial future.

I grew up in an era of pretty severe poverty. My parents weathered the Great Depression, and money was always a very big concern. I was weaned on a shortage mentality and placed in foster homes largely because there simply wasn’t enough money to take care of the most basic of needs.

Every man is a consumer, and ought to be a producer. He is by constitution expensive, and needs to be rich.

Of course, to have money is just great because you can do what you think is important to you. I always was a rich person because money’s not related to happiness.

When I graduated from high school, it was during the Depression and we had no money.

Money for me today does not really matter.

Without frugality none can be rich, and with it very few would be poor.

Don’t hold against me that I don’t own – that I don’t own a single stock or bond. Don’t hold it – I have no savings accounts.

Debt is a trap, especially student debt, which is enormous, far larger than credit card debt. It’s a trap for the rest of your life because the laws are designed so that you can’t get out of it. If a business, say, gets in too much debt, it can declare bankruptcy, but individuals can almost never be relieved of student debt through bankruptcy.

People who lie to themselves about investing are the same as overweight people who blame their genes for their obesity.

I believe that thrift is essential to well-ordered living.

Money’s important. Everyone cares about money. And when you don’t have money, money becomes the overriding obsession of your life.

I’d say it’s been my biggest problem all my life… it’s money. It takes a lot of money to make these dreams come true.

My number one thing? Don’t overleverage yourself. Don’t say you can do something when you really can’t.

I don’t believe we are supposed to go through life defeated and not having enough money to pay our bills or send our kids to college.

In ‚Unfair Advantage: The Power of Financial Education‘ and ‚Why A Students Work for C Students,‘ I reveal the secrets of the wealthy and what schools will never teach you about money.

The only question with wealth is, what do you do with it?

Tax season always means a deluge of tax advice. Unfortunately, most of it is futile and lightweight.

If you know how to spend less than you get, you have the philosopher’s stone.

Cannot people realize how large an income is thrift?

I don’t care about money.

Bad debt is debt that makes you poorer. I count the mortgage on my home as bad debt, because I’m the one paying on it. Other forms of bad debt are car payments, credit card balances, or other consumer loans.