I haven’t been as wild with my money as somebody like me might have been. I’ve been very safe, very conservative with investments. I don’t blow money. I don’t have a ton of houses. I know things can go away. I’ve already had that experience.

It’s not what you pay a man, but what he costs you that counts.

Living on $6 a day means you have a refrigerator, a TV, a cell phone, your children can go to school. That’s not possible on $1 a day.

Neither a borrower nor a lender be.

If you look at space companies, they’ve failed either because they’ve had a technical solution where success was not a possible outcome, they were unable to attract a critical mass of talent, or they just ran out of money. The finish line is usually a lot further away than you think.

Money without brains is always dangerous.

In ‚Unfair Advantage: The Power of Financial Education‘ and ‚Why A Students Work for C Students,‘ I reveal the secrets of the wealthy and what schools will never teach you about money.

I’ve got all the money I’ll ever need, if I die by four o’clock.

My dad was fiscally conservative, and I was influenced by that. He didn’t believe in spending more than you had because it gets you into trouble.

I think that I know the value of a dollar.

The rich continue to get rich the same way they always have – by understanding how money works and making their money work for them.

I shouldn’t be near Vegas and have money in my pocket.

We go to school to learn to work hard for money. I write books and create products that teach people how to have money work hard for them.

No money is better spent than what is laid out for domestic satisfaction.

Money has to serve, not to rule.

My family wasn’t rich, so when it comes to money, I tend to think, ‚Err on the side of caution.‘

People need to be insured so when you have an accident out there, or when something catastrophic happens to you, that you’re covered and there’s not someone else has to pay for you. That is as simple as that.

Too many people spend money they haven’t earned to buy things they don’t want to impress people they don’t like.

Rather go to bed without dinner than to rise in debt.

I always try to be smart. I try to treat all the money I’m making like it’s the last time I’m going to make it.

Frugality is founded on the principal that all riches have limits.

It is not how much one makes but to what purpose one spends.

I’m focusing on me. I’m focusing on my family’s security, my family’s financial security, so that’s all I can do.

Riches don’t make a man rich, they only make him busier.

I’d say it’s been my biggest problem all my life… it’s money. It takes a lot of money to make these dreams come true.

The time to save is now. When a dog gets a bone, he doesn’t go out and make a down payment on a bigger bone. He buries the one he’s got.

I mean, I do think at a certain point you’ve made enough money.

Getting rich is about fun. It’s a game, and you have to treat it that way.

‚Credit‘ is another word for trustworthiness.

If I hadn’t given my money away, I’d have had more than anyone else on the planet.

When I first starting making money, when I first made my first six-digits, I was – my big thing was I went to put super unleaded in my truck for the first time.

Beware of little expenses. A small leak will sink a great ship.

Mere parsimony is not economy. Expense, and great expense, may be an essential part in true economy.

Nobody can ever make enough money for as many poor relatives as I’ve got. Somebody’s got a sick kid, or somebody needs an operation, somebody ain’t got this, somebody ain’t got that. Or to give the kids all a car when they graduate.

Prosperity is the best protector of principle.

I know it’s going to be the private sector that leads this country out of the current economic times we’re in. You can spend your money better than the government can spend your money.

The highest use of capital is not to make more money, but to make money do more for the betterment of life.

Some people feel affronted when something they thought to be true doesn’t happen. If that’s the case, then your sense of risk is much higher, and that leads to risk aversion. You need to be able to be comfortable in uncertainty.

Gain may be temporary and uncertain; but ever while you live, expense is constant and certain: and it is easier to build two chimneys than to keep one in fuel.

You can do the same thing with $20 million that you would do with $50 million. So at a certain point in your life and in your career, you realise that it’s not about the money.

At age nine, I got a paper route. Sixty-six papers had to be delivered to sixty-six families every day. I also had to collect thirty cents a week from each customer. I owed the paper twenty cents per customer per week, and got to keep the rest. When I didn’t collect, the balance came out of my profit. My average income was six dollars a week.

If a man is proud of his wealth, he should not be praised until it is known how he employs it.

Many people will have nothing at the end of their working lives.

A man in debt is so far a slave.

Resolve not to be poor: whatever you have, spend less. Poverty is a great enemy to human happiness; it certainly destroys liberty, and it makes some virtues impracticable, and others extremely difficult.

I find the difference, for me, between having no money and having quite a bit is that the bills get bigger. And that’s it. The lifestyle doesn’t change.

Creditors have better memories than debtors.

Working hard to earn more money and then giving it away in higher taxes isn’t financially intelligent, even if you do put some of it into a retirement account.

Money can’t buy life.

Wealth is well known to be a great comforter.

Look at our society. Everyone wants to be thin, but nobody wants to diet. Everyone wants to live long, but few will exercise. Everybody wants money, yet seldom will anyone budget or control their spending.

Give me five minutes with a person’s checkbook, and I will tell you where their heart is.

If you know how to spend less than you get, you have the philosopher’s stone.

Money is like an arm or leg – use it or lose it.

Never spend your money before you have earned it.

I’m a cash flow guy. If it doesn’t make me money today, forget about it.

There are only three ways to meet the unpaid bills of a nation. The first is taxation. The second is repudiation. The third is inflation.

He does not possess wealth; it possesses him.

It is a way to take people’s wealth from them without having to openly raise taxes. Inflation is the most universal tax of all.

It is better to have a permanent income than to be fascinating.

I made lots of mistakes – the number one mistake being trusting other people with my money.