The one thing that offends me the most is when I walk by a bank and see ads trying to convince people to take out second mortgages on their home so they can go on vacation. That’s approaching evil.

When I was young, people lived from paycheck to paycheck. Today, it seems like they live from credit card payment to credit card payment.

You know, if you are kind of rich, the best thing is that you don’t have to think about money. The best thing you can buy with money is freedom, time. I don’t know how much I earn a year. I have no idea. I don’t know how much I pay in taxes.

I don’t care about money.

When I first starting making money, when I first made my first six-digits, I was – my big thing was I went to put super unleaded in my truck for the first time.

I’ve never preached one sermon on money, on just finances. I want to stay away from it.

At my lowest point, I was nearly $700,000 in debt.

There is definitely an addiction to money that I have.

It’s time to start thinking differently about money and debt and start the healing process – and the process toward wealth and freedom. ‚Freedom from Bad Debt‘ can get you started.

Every man is a consumer, and ought to be a producer. He is by constitution expensive, and needs to be rich.

Of course, to have money is just great because you can do what you think is important to you. I always was a rich person because money’s not related to happiness.

Debt is a trap, especially student debt, which is enormous, far larger than credit card debt. It’s a trap for the rest of your life because the laws are designed so that you can’t get out of it. If a business, say, gets in too much debt, it can declare bankruptcy, but individuals can almost never be relieved of student debt through bankruptcy.

If a man empties his purse into his head, no one can take it from him.

There was the time I bought three cars in the span of three or four weeks. It was crazy; it wasn’t greedy. It was mine, my girl’s, my mom’s. I got Benzes for my ladies. But I felt crazy. You have to understand I come from a world where we’re very modest. But that’s not greedy. That’s nice, right?

Tax season always means a deluge of tax advice. Unfortunately, most of it is futile and lightweight.

Too many people spend money they haven’t earned to buy things they don’t want to impress people they don’t like.

The call for debt cancellation is welcome, but debt does not just go away.

Now, people when I say that look at me and say, ‚What are you talking about, Joe? You’re telling me we have to go spend money to keep from going bankrupt?‘. The answer is yes, that’s what I’m telling you.

Every family should have the right to spend their money, after tax, as they wish, and not as the government dictates. Let us extend choice, extend the will to choose and the chance to choose.

I want to be financially secure by the time I have kids.

I always invest my own money in the companies that I create. I don’t believe in the whole thing of just using other people’s money. I don’t think that’s right. I’m not going to ask other people to invest in something if I’m not prepared to do so myself.

When the bank asks me about my assets, I include my friendship with Regis Philbin.

Don’t matter how much money you got, there’s only two kinds of people: there’s saved people and there’s lost people.

People who lie to themselves about investing are the same as overweight people who blame their genes for their obesity.

If a person gets his attitude toward money straight, it will help straighten out almost every other area in his life.

Cannot people realize how large an income is thrift?

The most important thing for a young man is to establish a credit… a reputation, character.

I just don’t like mutual funds. I think they’re a rip-off.

My number one thing? Don’t overleverage yourself. Don’t say you can do something when you really can’t.

Thrift is of great revenue.

Money is a strange business. People who haven’t got it aim it strongly. People who have are full of troubles.

I believe that thrift is essential to well-ordered living.

I think that I know the value of a dollar.

Assets put money in your pocket, whether you work or not, and liabilities take money from your pocket.

An example of good debt is the debt on the apartment houses I own. That debt is good only as long as there are tenants to pay my mortgages. If tenants stop paying their rent, my good debt turns into bad debt.

Money is like an arm or leg – use it or lose it.

Of course, to have money is just great because you can do what you think is important to you.

Bad debt is debt that makes you poorer. I count the mortgage on my home as bad debt, because I’m the one paying on it. Other forms of bad debt are car payments, credit card balances, or other consumer loans.

Many people aren’t rich because they’re liars.

Money for me today does not really matter.

When you think about it, three of our biggest financial decisions in life are made at times of peak emotional excitement: deciding to get married, buying a home, and having kids.

I mean, I do think at a certain point you’ve made enough money.

Don’t hold against me that I don’t own – that I don’t own a single stock or bond. Don’t hold it – I have no savings accounts.

Watch your finances like a hawk.

Rather go to bed without dinner than to rise in debt.

I declared bankruptcy, and that was the worst thing I ever should have done.

You lose your individuality a huge amount when you have no money, and I certainly had that experience.

Financial freedom is available to those who learn about it and work for it.

Small debts are like small shot; they are rattling on every side, and can scarcely be escaped without a wound: great debts are like cannon; of loud noise, but little danger.

In ‚Unfair Advantage: The Power of Financial Education‘ and ‚Why A Students Work for C Students,‘ I reveal the secrets of the wealthy and what schools will never teach you about money.

What I invest in, while not risky for me, may be too risky for most people.

If we command our wealth, we shall be rich and free; if our wealth commands us, we are poor indeed.

Americans are in a cycle of fear which leads to people not wanting to spend and not wanting to make investments, and that leads to more fear. We’ll break out of it. It takes time.

I sincerely believe… that banking establishments are more dangerous than standing armies.

I began playing Monopoly for real when I was 26 years old. Today, my wife and I have approximately 1,400 little green houses – each paying us monthly. You do not have to be a rocket scientist or have a Harvard degree to play Monopoly for real.

Millions of Americans and people around the world, especially young people who face intense financial challenges today, haven’t been taught how to take control of their financial future.

I’m interested in movement, and I’m interested in money, and I’m interested in the movement of money.

It is not how much one makes but to what purpose one spends.

If you know how to spend less than you get, you have the philosopher’s stone.

Without frugality none can be rich, and with it very few would be poor.

A grown man should always carry cash, right? I don’t know who told me, but someone told me that a long time ago, and the biggest turnoff is when a guy doesn’t have cash on him.