My dad was fiscally conservative, and I was influenced by that. He didn’t believe in spending more than you had because it gets you into trouble.

Well, I think that California has had a history of always spending more money than it takes in.

Money is like manure, of very little use except it be spread.

If a person gets his attitude toward money straight, it will help straighten out almost every other area in his life.

I made lots of mistakes – the number one mistake being trusting other people with my money.

I declared bankruptcy, and that was the worst thing I ever should have done.

A penny saved is a penny earned.

Financial freedom is available to those who learn about it and work for it.

You know, if you are kind of rich, the best thing is that you don’t have to think about money. The best thing you can buy with money is freedom, time. I don’t know how much I earn a year. I have no idea. I don’t know how much I pay in taxes.

I’ve never preached one sermon on money, on just finances. I want to stay away from it.

Many people aren’t rich because they’re liars.

I haven’t been as wild with my money as somebody like me might have been. I’ve been very safe, very conservative with investments. I don’t blow money. I don’t have a ton of houses. I know things can go away. I’ve already had that experience.

It is a way to take people’s wealth from them without having to openly raise taxes. Inflation is the most universal tax of all.

Time is money.

Rule No.1: Never lose money. Rule No.2: Never forget rule No.1.

Money is the seed of money, and the first guinea is sometimes more difficult to acquire than the second million.

Money has to serve, not to rule.

I spend my money on my props and my creations. I’m an inventor.

Creditors have better memories than debtors.

Bad debt is debt that makes you poorer. I count the mortgage on my home as bad debt, because I’m the one paying on it. Other forms of bad debt are car payments, credit card balances, or other consumer loans.

We might come closer to balancing the Budget if all of us lived closer to the Commandments and the Golden Rule.

With the amount of money I have, it’s difficult raising children the way I was raised.

When I first starting making money, when I first made my first six-digits, I was – my big thing was I went to put super unleaded in my truck for the first time.

I’m a cash flow guy. If it doesn’t make me money today, forget about it.

Capital as such is not evil; it is its wrong use that is evil. Capital in some form or other will always be needed.

‚Credit‘ is another word for trustworthiness.

Working hard to earn more money and then giving it away in higher taxes isn’t financially intelligent, even if you do put some of it into a retirement account.

If a man empties his purse into his head, no one can take it from him.

He does not possess wealth; it possesses him.

Money’s important. Everyone cares about money. And when you don’t have money, money becomes the overriding obsession of your life.

Tax season always means a deluge of tax advice. Unfortunately, most of it is futile and lightweight.

A man in debt is so far a slave.

I always invest my own money in the companies that I create. I don’t believe in the whole thing of just using other people’s money. I don’t think that’s right. I’m not going to ask other people to invest in something if I’m not prepared to do so myself.

Americans are in a cycle of fear which leads to people not wanting to spend and not wanting to make investments, and that leads to more fear. We’ll break out of it. It takes time.

It is not how much one makes but to what purpose one spends.

Neither a borrower nor a lender be.

A grown man should always carry cash, right? I don’t know who told me, but someone told me that a long time ago, and the biggest turnoff is when a guy doesn’t have cash on him.

Millions of Americans and people around the world, especially young people who face intense financial challenges today, haven’t been taught how to take control of their financial future.

What I invest in, while not risky for me, may be too risky for most people.

Bottom line is, I didn’t return to Apple to make a fortune. I’ve been very lucky in my life and already have one. When I was 25, my net worth was $100 million or so. I decided then that I wasn’t going to let it ruin my life. There’s no way you could ever spend it all, and I don’t view wealth as something that validates my intelligence.

Now, people when I say that look at me and say, ‚What are you talking about, Joe? You’re telling me we have to go spend money to keep from going bankrupt?‘. The answer is yes, that’s what I’m telling you.

My philosophy is that if I have any money I invest it in new ventures and not have it sitting around.

You can do the same thing with $20 million that you would do with $50 million. So at a certain point in your life and in your career, you realise that it’s not about the money.

In ‚Unfair Advantage: The Power of Financial Education‘ and ‚Why A Students Work for C Students,‘ I reveal the secrets of the wealthy and what schools will never teach you about money.

People concerned about inflation today tend to buy big houses and nice cars.

A man is usually more careful of his money than he is of his principles.

I’m a bit like the Queen in that I don’t carry much cash.

If I hadn’t given my money away, I’d have had more than anyone else on the planet.

Resolve not to be poor: whatever you have, spend less. Poverty is a great enemy to human happiness; it certainly destroys liberty, and it makes some virtues impracticable, and others extremely difficult.

Watch your finances like a hawk.

I don’t care about money.

I began playing Monopoly for real when I was 26 years old. Today, my wife and I have approximately 1,400 little green houses – each paying us monthly. You do not have to be a rocket scientist or have a Harvard degree to play Monopoly for real.

Of course, to have money is just great because you can do what you think is important to you. I always was a rich person because money’s not related to happiness.

It’s time to start thinking differently about money and debt and start the healing process – and the process toward wealth and freedom. ‚Freedom from Bad Debt‘ can get you started.

Without frugality none can be rich, and with it very few would be poor.

Don’t hold against me that I don’t own – that I don’t own a single stock or bond. Don’t hold it – I have no savings accounts.

I think that I know the value of a dollar.

If you know how to spend less than you get, you have the philosopher’s stone.

Thrift is of great revenue.

Never spend your money before you have earned it.

The most important thing for a young man is to establish a credit… a reputation, character.